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Why You Need to Start Saving For Retirement Now

January 10, 2020 Steven Easler

How much thought and planning have you put towards retirement? How much are you saving for it? Saving for retirement may not seem like a priority when you have more urgent needs—especially if it seems like every dollar of your paycheck is spent before you even receive it. When facing your current financial expenses saving for retirement years or even decades away may not seem like a priority. But if you don’t have the money now while you’re working, what are you going to do when you are older and are no longer able to work? After all, when you’re in retirement, you’ll still have financial obligations. You need to start planning and saving for retirement now! And here are three reasons why.

The Federal Reserve: Understanding Monetary Policy

October 28, 2019 Steven Easler

The Federal Reserve System—more commonly referred to as the Federal Reserve or simply the Fed—steps into the spotlight eight times a year when to announce its decision on interest rates. Is the Fed going to raise rates, lower them, or keep them the same? Financial professionals, investors, the news media, and politicians await the Fed decision with anticipation because they understand the impact and power the Fed’s decision has over the U.S. economy. Some say the
Federal Reserve is the most powerful financial institution in the world. But what exactly is the Federal Reserve? How much power and influence does it have over the U.S. economy? How do their decisions affect you?

Saving for College and Post-Secondary Education: 529 Plans, Coverdell ESAs, and Custodian Accounts

September 29, 2019 Steven Easler

The rapidly increasing cost of higher education and the amount of student loan debt graduates are taking on to pay for it are both astounding. And if you’re a parent who wants to help your child get a good start in life, they can be very concerning. In the broadest sense, we all know what we need to do to prepare: start saving. But what is the best way to save for your child’s education? And how should that savings be invested?