Hi! I’m Steve.

I’m a Certified Financial Planner CFP® with a passion for helping people make the most of their money.

Through Your Financial Wisdom, I provide unbiased information and opinions on investing and financial planning to help you make wise financial decisions for your life.

Ever since I was a kid, I’d always had a job and a paycheck. But no one ever taught me the value of saving, let alone investing. I spent every dime I earned.

I was not only not saving — I was spending more than I made. To bridge the gap between paychecks, I used credit cards. I made my monthly payments, so everything seemed fine. But to stay on top of those payments, I had to keep borrowing more.

At 30 years old, I was deep in debt without a dime to my name. I had to make a change — and it started with learning about money.

I read books and listened to radio programs about personal finance and investing. As I solved my own money problems, I developed such a passion for it that I decided to make it my career.

I enrolled in an MBA program with an emphasis on financial planning. I got a job in Beverly Hills with Morgan Stanley, one of the world’s largest investment firms. And I earned the designation of Certified Financial Planner (CFP®).

Now, I live with my wife and two young daughters in New Hampshire and continue to work in financial services with a national bank.

With over two decades in the industry, I’m sharing my knowledge and experience with you. I don’t sell financial products. I just share what I’ve learned about money that I wish someone had taught me a lot sooner.