Is Now a Good Time to Invest?

April 19, 2024

Is now a good time to invest? It’s arguably the most common question that crosses investors’ minds when considering entering the stock market. The reality is, the stock market is inherently unpredictable. Attempting to time the market (market timing) is an incredibly challenging task, often proving to be elusive, if not entirely impossible, over the long term. Therefore, if you’re considering investing, the initial question shouldn’t revolve around the timing of the market. Instead, the primary focus should be directed towards defining the purpose of your investment.

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Financial Fitness: Taking Care of Your Finances Is Like Taking Care of Your Health

August 7, 2023

Taking care of your personal finances is like taking care of your health. And both are important to maintain a good quality of life. Taking good care of your finances can have such a positive impact on your quality of life. The more you save and invest, the more control you have over your life, both in the present and future. The good news is you don’t need to be an expert in finance or economics to be successful. The most important factor in financial success is behavior. Your actions have the most impact on your financial wellbeing.

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Is Now a Good Time to Buy a House?

July 3, 2023

Buying home in this housing market can be stressful and frustrating. Housing prices are at historical highs. Mortgage rates have increased significantly. And you may find yourself asking, “Is it a good time to buy a house?” or “Should I wait to buy a house?” Deciding when to buy a new home is an important financial decision that should be based on careful consideration of your personal circumstances.

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You Have Control Over Your Financial Future

October 24, 2021

While the past few years haven’t necessarily been easy for anyone, there is some good news on the financial front. Why is that? Well, there are more investment opportunities now than ever before with options that are in reach for everyone. And the best part of it all is: You have control over your financial future, especially when you take the time to learn more about investing.

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How To Evaluate Your Investment Performance

January 6, 2021

How do you know if your investments are performing well? One obvious measure is if you are making money. After all that’s why you invested in the first place. But there are other factors to consider.  Are they performing as well as other investment options? Are your gains consistent year over year? What if your investments are down? Could you have done something different? What is a reasonable expected return?

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Should You Pay off Your Debt First Before Saving?

October 25, 2020

If you’re in debt, you might be wondering:  Should I pay off my debt first before saving and investing? Or, is ok to save and invest while I still have debt payments to make? There is no one right answer. Being debt free and saving money are both important goals. But both compete for your financial resources. To make the choice that’s best for you, you’ll  need to look at your own financial condition and prioritize your goals. Here are some things to consider to help you make a plan.

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An Emergency Fund Should Always Be a Priority

May 23, 2020 2d Comments

The economic effect of the novel coronavirus pandemic illustrates how important it is to have an emergency fund. Just a few months ago, jobless claims and the unemployment rate in the United States were at record lows. The stock market had record highs. The economy looked fantastic! Then, overnight, everything changed. Businesses were forced to close. New jobless claims soared, and the unemployment rate spiked. Those still employed suddenly face a new level of uncertainty. But you can be prepared. And the best way is to have an emergency fund.

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