How much thought and planning have you put towards retirement? How much are you saving for it? Saving for retirement may not seem like a priority when you have more urgent needs—especially if it seems like every dollar of your paycheck is spent before you even receive it. When facing your current financial expenses saving for retirement years or even decades away may not seem like a priority. But if you don’t have the money now while you’re working, what are you going to do when you are older and are no longer able to work? After all, when you’re in retirement, you’ll still have financial obligations. You need to start planning and saving for retirement now! And here are three reasons why.
The rapidly increasing cost of higher education and the amount of student loan debt graduates are taking on to pay for it are both astounding. And if you’re a parent who wants to help your child get a good start in life, they can be very concerning. In the broadest sense, we all know what we need to do to prepare: start saving. But what is the best way to save for your child’s education? And how should that savings be invested?
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